The Home Buying Process

If you're considering a home purchase or ready to buy, Gerri-Lynn is here to help

The buying process just got easier, try the
Home Buyer Concierge checklist.

Let me help you every step of the way. When purchasing a home the primary question you are faced with is whether you are actually prepared to make a purchase on a listing. Locating the ideal home is not always an easy task especially if you are not prepared to obtain a mortgage loan, which can be a complex and just plain tiring process to endure. However, the unquestionable fact is that once you are able to determine that you are ready to move forward in the home buying process, the rewards at the end of all are well worth all of the hard work and effort.

You can trust me to be by your side every step of the way to endure that the process of purchasing your new home is not only easier, but more enjoyable, less time-consuming, and all around less expensive, rather than facing this challenge alone. I will help you indicate to the sellers why you would be their best interest as a buyer, help you locate and assess properties for sale that would best match your wish list, and always be there for you through every step of the transaction, including all of the home inspections.

I pride myself in being familiar with current market conditions, the homes that have sold in the neighborhood, to include price per square foot and percent of ask price to sold price.  Knowing this information will help me paint a clear view of the fairly-priced homes that are in good condition before we make an offer.

Your First Step

Your first step to buying a home is to ask yourself what your reason is. Is it because you would like to stop paying rent? To start building equity? To have the security of having a place to call your own? To start or raise a family? Maybe it is to entertain business associates or because you simply would like to move into a bigger house? Or simply to live the American Dream of home ownership! Once that has been decided, the next step would be to pick out what type of home you would like, and do not be afraid to be specific. This is going to be your home, so separate your “must haves” from your “want to haves” to help clear out some of your options.

Try to zero in on your target by considering your area (city, suburban neighborhood, country), your community (north, south, east, or west side), neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Are you willing to commute to work; and if so, how long?

Also take in to account your lifestyle. Would a one-level home best suit you or are you and your family upstairs accessible? Next, consider what size home and overall property you would like. Do you want a newer home, maybe one with a few more years under it’s belt that needs a little bit of work? When selecting your new home it is always important to consider resale value.

Your Next Step: Loan Pre-Qualification

Prior to looking at property it is very important that you get pre-qualified with a lender.  Not having your financing in order can break a deal. 

Just give me a call and I will refer you to a mortgage professional with an excellent reputation a successful track record acquiring loan approvals for his or her clients.

I Will Find The Right Homes For You

After you have been pre-qualified and know what your price range and budget is, I can help you find properties best suited to your needs by using SANDICOR, our local Multiple Listing Service (MLS) service. I even have the ability to set you up on searches that will deliver new listings to you as soon as it hits the market!

I pride myself on my web presence and have the best and most up to date recourses and communication systems to help my clients in the locating homes on the market. Don’t believe me? Take a look at my listings here on my website!

I Will Help You Every Step of the Way

When you work with me, I will hold your hand through the entire process.  I will not push you off on to an assistant. I will be here for you throughout completion of your financing and inspections, all the way to the close on the transaction. It will be me who hands you the keys on closing day and congratulates you! My utmost priority is to make sure that you enjoy a pleasant, cost-efficient, and successful home buying experience.